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Guides
Each guide links to the official source behind every rule and number, and shows when it was last reviewed.
Storms
Hurricane prep checklist for ZIP 33773
10 min readWhat to do at the start of season and 5 days, 48 hours and 24 hours before landfall.
After the storm: filing an insurance claim
8 min readDocumenting, mitigating, deadlines, disputes and scams.
Insurance & home
Florida homeowners insurance, explained
9 min readWhat drives your premium, how Citizens works and seven ways to pay less.
Do you need flood insurance in Largo?
7 min readFlood zones, the 30-day wait and NFIP vs private flood.
Roofs and insurance in Florida
8 min readThe 15-year rule, inspections, the 25% rule and planning a replacement.
My Safe Florida Home
6 min readFree inspection, grants up to $10,000 and who qualifies.
Money & moving
Homestead exemption in Pinellas County
8 min readHow much it saves, Save Our Homes, portability, filing and the 2026 amendment.
Retiring in Largo
7 min readThe appeal, the hidden costs and storm planning for older adults.
Selling a home in 33773
6 min readWhat buyers check now, disclosures and timing around hurricane season.
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