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Selling a home in 33773
Buyers in Pinellas now underwrite a house the way insurers do. Roof age, flood history and the insurance quote can make or break a sale. Prepare for those three and the rest gets easier.
Reading the market
Redfin reported a 33773 median sale price near $386,000 in mid-2026, with homes typically selling in about 40 days. Medians move with the mix of homes sold, so ask an agent for comparable sales on your street type: lakefront, inland single-family, villa or 55+ community.
What buyers check now
- Insurability. Buyers' agents get an insurance quote early. A roof under 15 years old and a current wind-mitigation report make your home easier to insure, and easier to sell.
- Flood history. Whether the home flooded in 2024, its FEMA zone and any prior flood claims.
- Four-point items. Electrical panel type, plumbing material, water heater and AC age.
- Permits. Unpermitted enclosures and additions are common in older Largo homes and can delay closing.
Disclosure duties
Florida sellers must disclose known facts that materially affect a home's value and aren't readily observable by the buyer. Under a law passed in 2024 and in effect since October 1, 2025, Florida also requires sellers of residential property to give buyers a flood disclosure stating whether they have filed a flood insurance claim, received federal flood assistance, or know of flood damage to the property. Ask your agent or a real estate attorney for the current forms.
Timing around hurricane season
Insurers commonly suspend new policies while a named storm threatens, which can stall closings. Late winter and spring bring the most out-of-state buyers and the fewest storm interruptions. If you must close in late summer, build flexibility into the contract.
Pre-listing checklist
- Order a wind-mitigation and four-point inspection so you know the numbers buyers will see.
- Gather roof permit, warranty and any My Safe Florida Home paperwork.
- Pull your flood claim history and elevation certificate if you have one.
- Fix small water intrusion and electrical issues before photos.
- Interview at least two agents and ask for their recent 33773 sales.